Question: I was involved in a motor vehicle accident that was the other driver’s fault and I was pregnant and rushed to the E.R. My baby’s heart rate had skyrocketed after receiving pain medication for my back and neck…I then had to have a blood transfusion and ultimately they delivered my daughter within 12 hours of the accident. I was 38 weeks pregnant and my baby is fine now. I have to get an MRI as my chiropractor is suspecting lumbar strain, or some problem with my disc which will require therapy. My medical insurance paid 100% of my C-section because I had met my out-of-pocket deductible for the year prior. How is this handled? I just want a ballpark demand you would ask for? The damage to the car was roughly $7,000.
Answer: The good news is that you have real rights and stand a decent chance in your claim. That includes the nightmare aspect of what you went through, aside from the property damage. The bad news is that there is no credible chance of you being treated right by the insurance company if you try this one without an attorney. You must contact an experience personal injury attorney in your area for a free initial consultation. Do not give any statement to the adverse party or insurance company nor grant them access to your medical records. Photograph your injuries and the damage done to any vehicle or other property. Remember, the insurance carrier is neither your friend nor your good neighbor. The sole goal of the insurance company is to pay you nothing or as little as possible on any potential claim you may have. The lawyer will analyze your situation and determine if he wants to run your case. You simply sit back, answer questions, and offer your help as much as you can by providing whatever information you know pertinent to the success of the case. Based off the information that you have described, you have the foundation for a strong case. Contact an attorney immediately and see whether or not they are able to undertake your representation.