Question: I hit a car while backing up even though I looked and saw nothing. I don’t have car insurance under my name so I don’t know what would happen in this case. I am also dealing with injuries. What are my options here?
Answer: California has strict financial responsibility laws regarding auto insurance and everyone in the state is required to maintain auto insurance if they drive. Under the facts that you present, it appears you could be cited for failure to maintain insurance and your license could be suspended. You could also be held personally liability in a civil claim for the damages you caused to the vehicle you hit, and even to the occupants in the vehicle you hit to the extent any of them suffered injury. It is very important to carry insurance; it not only protects you under circumstances like this, but it is the law. You need to file a lawsuit within two years of the accident. Go to an attorney today if possible and have them assist you in filing complaint. Keep in mind, it takes at least one year for the case to come to trial, so you should be able to evaluate the case and try to get it settled. If your injuries are serious, you may just want to have the attorney handle the case. After seeking proper medical evaluation and treatment for your injuries, seek the services of an experienced personal injury attorney in your area as soon as you can.